Invest for Growth

• You want to get the best possible available return on your investment, depending on the level of risk you want to take.
• Equity funds and commercial property bonds are usually considered to provide the greatest opportunity for growth, but are also considered the riskiest investments.
• Some investment products let you structure your investments to match the level of risk you’re prepared to take. They do this by investing in a broad portfolio of equities, government and corporate bonds, property and cash.

Invest for Income

• Cash deposits and government bonds can both be widely used to generate income payments.
• Cash deposits are very low risk, while government bonds are generally considered to be low risk investments.